Book writing - dramatic structure part 3

Here's an example of the dramatic structure for the ending of your fiction book.

* The heroine loses everything. This happens about 3/4 into your novel. Think about what could be the worst possible thing that could happen to your heroine - and then make it happen! Our heroine is really finished now.

Or is she..?

* Using what she has learned in the "new world" the heroine rises from her misery and wins against all odds!

* In the final pages the heroine is back into her "old world" again, but now there's a balance in her life. She learned things in the "new world" that she now applies in the "old world." She has become a new, wiser person for going through this story. And she can now live a better life, she's not doing the mistakes she did at the beginning of the novel anymore.